By clicking “Accept,” the user agrees to all terms and conditions set forth by Lumora Academy.
All study materials, notes, and content on the portal are the property of Lumora Academy. The provider decides which content is free and which requires payment.
By signing up, the user agrees that their data may be shared with Lumora Academy’s partners or related platforms where necessary.
Copying, counterfeiting, or sharing study material outside the Lumora platform is strictly prohibited.
Each account is for the individual use of the registered student only. Sharing login credentials or materials with others is not allowed.
Any attempt to share account details, materials, or progress data will be considered a violation and may result in termination of the account and possible legal action.
Lumora Academy reserves the right to suspend or terminate accounts that violate these terms. Paid subscription fees for the current period are non-refundable.
If account sharing or repeated violations are detected, Lumora Academy may deny access and take legal action.
By signing up, the user is considered a student accessing learning resources, not an assessor or evaluator.
No agency, employment, or partnership relationship is created between the user and Lumora Academy.
Lumora Academy provides guidance only and is not responsible for the user’s exam performance or academic results.
These terms are governed by the laws of Pakistan, and any disputes fall under the jurisdiction of Pakistani courts.
Lumora Academy is an additional learning resource and not a replacement for formal education.
Attendance in Lumora sessions does not guarantee performance or success in competitive exams.
Users under 18 years of age may only use the platform under the supervision of a parent or guardian who also accepts these terms.
Teaching methods and styles are the sole discretion of the instructor and cannot be challenged by the user.
Subscription fees are subject to a 7-day refund policy. Refunds are not applicable to renewals.
Refunds are not available to users suspended for violating terms or disciplinary rules.
Lumora Academy may suspend or terminate a user’s account without notice if a serious breach occurs.
What constitutes a serious breach is decided solely by Lumora Academy and cannot be questioned by the user.
All terms are consistent with fair usage policies to protect the rights of both students and instructors.
To continue access after subscription expiry, users must renew or enroll in a crash course.
Sharing banned, harmful, or inappropriate content will result in immediate suspension under a zero-tolerance policy.
Spamming will result in permanent account termination without the option of re-entry.
These terms exist to ensure fair, safe, and lawful use of Lumora Academy’s platform.
